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Best Health Insurance Policy in India? By Health Insurance Companies 2020

सितंबर 08, 2021

Best Health Insurance Policy in India? By Health Insurance Company 

Best Health Insurance Policy in India? By Health Insurance
बेस्ट हेअल्थ इन्शुरन्स पोलिसी इन इंडिया 

Best Health Insurance Policy in India

I ,Akib ab, welcome youon behalf of Health Insurance Thanks for visit this Blog 9 out of 10 people Who wants to buy Health Insurance
Goes to Google searchto find Best Health Insurance Policy in India

Now , What is Best Health Insurance Policy ?
For a layman , who is earning 15000 a month
or a person , who is earning 15 lac a year

Practically , Best Health Insurance Policy  is the one...
Which clears my claim at the time of my hospitalisation

And it Should be settle as max as possible.
Is there any criteria by which an Insurance  company says " We are the Best " ?

Now best Criteria to judge a company is " Claim Settlement "

In India, there are more than 23 Insurance companies .More than 100 health Insurance products99 products out of these 100 products are identical

These are Standard Health Insurance Polciies
More than 30 other products are Customised Products
LIke Diabetes or Cancer specific Products...

We will discuss about Standard Health Insurance PolcyFor example, A fit person like you or me wants to buy a Policy

Now A Company will do lots of advertisement
that we are the Best

Now , Does the "BEST "means, they are settling more claims than other companies

Now is it Really Possible ?There is a big secret in Health Insurance Industry

There are 3 main exclusions, which are very important1. First 30 days , No claim is covered except Accident

2. Two year waiting period : - There are more than 15 illness/Disease/Surgeries  , which are not covered for initial 2 years of Policy.

And these are not covered in any Indian Insurance Company. Take Star Health or Apollo or Religare or New India , United India , Bharti Axa ,

 Royal Sundaram , Icici Lombard or Bajaj Allianz You take Policy of any company, This 2 year waiting period is same for all Insurance Companies If you have any Pre existing Disease at the time of commencement of Policy..It will not be covered in any Insurance Company Minimum waiting period is 2 years. 

Few have 3 years and maximum have 4 years Most well established companies like PSU/Govt Insurance have 4 years As discussed in previous Video, Whenever a claim is settled Customer Care executive or Doctor always check about tenure of the Policy. 

They check for deceleration of any Pre existing disease in the proposal form. Now If an Insurance Company or agent is advertising that their company or Policy is best Now Will such a company will give claim for a disease , 

which falls in compulsory waiting period Answer is " No " Now if a company says we will pay claim for diseases in waiting period , only then it can say , we are the BEST. In real Life, There is no such thing If You have a claim for kidney stone , 


Gall Bladder or Gynae problem , Hernia in first 2 years of Policy It will rejected in all Insurance Companies in first 2 years Then why are we looking for Best Health Insurance Policy ? Does Best Health Insurance Policy covers them ? ...NO This is a Blunt Truth 

99.99% Companies have similar Terms and Conditions ( As Approved by IRDA ) SO there is no Valid Concept of "BEST Health Insurance Product " So Dont waste time in search for BEST Policy among few products A Policy Can be better ....... On two Benchmarks 1. Claim Settlement Experience and Processes 2. Other is Value Added Features , If you dont claim for many years. Features like Bonus , Recharge , Restore , Checkups , International Coverage etc Return on money , Discounts on improving fitness All these features has nothing to do with CLAIMS We charge 499 for Health Insurance Consultancy 


Best Health Insurance Policy in India? By Health Insurance

Top 10 Best Insurance Companies in The World

Corona virus update The UnitedHealth Group Inc. is an American group hailing from Minnetonka, Minnesota. It tops the list of diversified health care businesses in the United States. It has two business platforms – United Healthcare for health benefits and Optum for health services. 

The main aim of The UnitedHealth Group is to provide resources in clinical care to improve the performance of the health care services sector. Fortune quoted UnitedHealth Group as the “World’s Most Admired Company” in the insurance and managed care sector for six years in a row. Prudential plc Prudential plc was founded in London in May 1848 as The Prudential Mutual Assurance Investment and Loan Association to provide loans to professional and working people.
An insurance and financial services brand with operations catering to 24 million customers across Asia,

 the Prudential Corporation Asia, Prudential U.K. Jackson National Life Insurance Company and M&G Investments are the main businesses within the group.

 It has 12 Asian markets and is a top-three provider of life insurance in Hong Kong, India, Indonesia, Malaysia, Singapore, the Philippines and Vietnam. Berkshire Hathaway Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, 

Nebraska, United States. It is now a leading investment manager, engaging in insurance, and other sectors such as rail transportation, finance, utilities and energy, manufacturing, services and retailing through its subsidiaries. 

The company wholly owns GEICO, BNSF, Lubrizol, Dairy Queen, Fruit of the Loom, Helzberg Diamonds, FlightSafety International, 

and NetJets, and also owns 26% of the Kraft Heinz Company. China Life Insurance Known as China Life Insurance Company or LFC is one of Mainland China’s largest life insurance and annuity Products Company.

 The company dates back to 1949 when the People’s Insurance Company of China was formed. The businesses are spread across life insurance, pension plans, asset management, property and casualty, investment holdings and overseas operations. The company is listed on the New York Stock Exchange, the Hong Kong Stock Exchange and the Shanghai Stock Exchange and has made an investment in the Boston Waterfront Project. 

Star Health Insurance Plans



Health Insurance Company Company - Overview


Star Health Insurance Company is one of the oldest and most popular health insurance companies in India. The headquarters in C Chennai, was established in 2006 and has since provided health insurance strategies to its customers. They have some of the best health care programs for people from all walks of life. The company resolves health insurance complaints and this makes them the most reliable health insurance company to meet. They also offer a variety of health covers at affordable prices. This makes them very popular among those seeking health insurance in India.


Name
Star Health and Allied Insurance Co. Ltd.
Company Tagline
The Health Insurance Specialist
Chairman
VENKATASAMY Jagannathan
Founded
2006
Headquarters
Chennai
Owner
"Safecrop Investments India LLP
Westbridge AIF I
Mr Rakesh Jhunjhunwala
Mrs Rekha Jhunjhunwala"
Serving Country
India
Products
Health, Personal Accident and Overseas Travel Insurance
Total No of Employees
10600+
Operating income
Rs.1480 Cr, as on 31st March 2019

Best Star Health Insurance plans


The best tips from Star Health Insurance are:

Star Shri Family Care Insurance
Star Shri Personal Care Insurance
Star Student Care Insurance
Star Health Care Insurance Insurance
Star Health Netplus
Star Health Family Insurance Policy
Star Health Comprehensive Insurance Policy
Cardiovascular Care Insurance Policy
Star Health Super Surplus
Safe Health Insurance
Star Health Medi Classic
Star Health Insurance
Star Health Family Insurance
Star Citizen Red Carpet Insurance

Star Health Criticare Plus

Features of the Star Health Insurance Plans

Let's start by examining the features offered from Star Health Insurance Company Plans:

Multi-year Strategies- Star Health understands that different people have different health insurance requirements. That’s why they offer most of their medical insurance schemes in changing times. Plans can be purchased for a typical one year period. You pay an annual fee and renew it after the time expires. This is a common practice. In addition, you can also get Star Health Insurance Company Plans for a period of two or three years. You get to enjoy all the benefits of health cover without worrying about missed dates and policy dismissals. Choose the option that best suits you and stay well covered under the excellent plan of the Health Insurance Company Star.

Increased coverage - The coverage available under the health care systems from Start Health is very wide and wide. Everything from the hospital cover to the cover on the top seats to the ambulance cover is included in these plans. You can also choose health insurance riders to customize the coverage to suit your needs. Available passengers include a hospital passenger, a room rental passenger, an emergency passenger, a critically ill passenger and more. Passengers are available at an additional price, so remember to buy passengers who will use you more.

Very expensive - With so many covers included in medical insurance schemes, it is common for people to think that plans are too expensive. But this is not the case with Star Health. The company is very thoughtful and has worked hard to keep the prices of health insurance policies as low as possible. As a result, people can remain covered under good health care systems at a much higher cost to the economy. If you are looking for a good health insurance plan for some of the most affordable prices on the package, you should look at the options offered by Star Health Insurance Company.

Lifetime renewal - Many health insurance companies offer a limited health cover. This means that your medical insurance ends after reaching a certain age. This leaves you at risk and without health care when you are older and sick. But if you are making Star Health your insurance provider, this is a worry you can stay on. The company offers a lifetime renewal of many of its many health insurance plans. You can purchase medical insurance cover and continue to renew it as long as you are alive.

Internet access - Being one of the most modern health insurance companies in India, Star Health has an impressive online presence. This makes it easier for policyholders to maintain their health hole with this insurance. Everything from buying an insurance plan to paying regular initial premium applications can be done online instantly. This makes it much easier and more convenient and sustainable and saves the policy keeper’s time and efforts. Also, online health insurance is cheaper than offline health insurance. This is because you are buying a health insurance plan directly from the insurance company without paying a broker to your insurance agent. This saves you money and you get the most effective program directly from Star Health.

Simple documents - The work of health insurance publications is very simple. Star Health Insurance Company ensures that its clients do not have to face any hassle when purchasing a health plan, renewing it, filing a claim and more. Keeping all of this in mind, insurance has kept all the documentary work related to medical insurance very simple and straightforward. You can find all the information related to health insurance books on the Star Health website. You can also call the phone number and remove your doubts. Star Health has an excellent customer support team that always helps consumers with their doubts in a respectful and efficient manner.

Special covers - In addition to standard health insurance programs and family health insurance policies, Star Health also as special health covers that care for people with special medical conditions. Some of these programs include the diabetes protection program, the top health insurance system, the critical illness plan and more. Whether you need a standard health insurance coverage for the rest of your life or you need a special conditional cover, Star Health has everything provided for you. That is why insurance is known as a health insurance provider with a wide variety of health insurance offered on a regular basis.

Simple Claiming Process - Like documents and online access, Star Health also provides convenience with respect to insurance claims. If you have a Star Health Insurance Company plan, you can be sure to get a claim quickly and easily, if all your premium payments are on time. You need to submit documents and claim form. You can get computer help from network hospitals or get a claim back if you want non-network hospital treatment. The process is straightforward and is completed very quickly.

Reliable Company - Star Health Insurance Company has won numerous awards and accounts increased over the years. This continues to highlight technology and efficiency where insurance works. This is a good factor to keep in mind when purchasing health insurance. The policy owner needs regular cooking and good insurance support. Unless insurance is helpful and affordable, the success of medical insurance coverage cannot be guaranteed. Star Health is always helpful and very effective, making them the right health insurance company to associate with them.

Benefits provided by Star Health Insurance Company Plans

Now, let's take a look at some of the key benefits you get when you buy Health Insurance Company plans:

Hospital






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